Twin Oak Credit Union Limited


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RRSP Loans

Don't have the funds available for this year's RRSP contribution? No problem. Take advantage of our one and two year RRSP loans. Get our great rate one-year RRSP loan at PRIME, or our two-year RRSP loan at PRIME + 1%.

  • guaranteed response to your application within 2 hours
  • defer payments for 90 days while waiting for your income tax refund
  • no minimum borrowing limit
  • get a revolving line of credit and reactivate each year
  • life and disability insurance available
  • pre-approved $3,000 RRSP Loan at Twin Oak Prime

Maximum RRSP Loan

RRSPs are a great way to save for your retirement, plus you can benefit from tax breaks at the same time. Make the most of your RRSP contributions with our Maximum RRSP Loan. Borrow up to $70,000 and take up to 7 years to pay it back. You can even contribute on any unused portions as far back as 1991.

  • guaranteed response to your application within 2 hours
  • defer payments for 90 days while waiting for your income tax refund
  • get a revolving line of credit and reactivate each year
  • life and disability insurance available at competitive rates

Apply for a RRSP loan using our Secure Loan Application.