Twin Oak Credit Union Limited


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Chequing Accounts

Whether you make frequent transactions or only a few each month, you'll find the chequing account that's right for you.

Platinum Account

An account designed for members who bank regularly or daily.

  • unlimited transactions including ABMs
  • flat competitive monthly fee
  • overdraft protection available up to $5,000
  • statements issued monthly

Full Service Account

An account for those who bank on a more moderate basis.

  • flat low monthly fee
  • included all full serve, self-serve and Twin Oak ABM transactions
  • 4 free interac ABM withdrawals, 4 free CU ABM withdrawals per month
  • overdraft protection available up to $5,000
  • statements issued monthly

E-Value Account

For dedicated electronic users. Allows for high activity with low monthly fee.

  • for members who do all of their banking online
  • our lowest fee account
  • free Twin Oak ABM transactions
  • in-branch transactions $1.00 each
  • overdraft protection available up to $5,000

Golden Account

A value account for our members aged 59 and over.

  • unlimited in-branch transactions
  • free cheques and transfers from savings account
  • free online and telephone banking
  • interest is calculated daily, and paid monthly
  • overdraft protection available up to $5,000
  • statements issued monthly

Chequing/Savings Account

A no fee savings account with cheque writing privileges.

  • maintain minimum balance of $1,500 and benefit from:
    • free in-branch withdrawals and transfers
    • free direct payment and electronic funds transfers
    • free internet and telephone banking and bill payments
    • free Twin Oak ABM withdrawals
    • 4 free interac ABM withdrawals
    • 4 free CU ABM withdrawals
  • interest calculated daily and paid monthly
  • overdraft protection available up to $5,000

Business Chequing Account

A no fee chequing account for small business owners.

  • pay per transaction:
    • in-branch withdrawals and transfers $0.50 each
    • cheque writing $0.90 each
    • online and telephone banking transactions $0.50 each
    • direct payment transactions $0.50 each
    • $5.00 maintenance fee
  • overdraft protection available up to $5,000

Association Chequing Account

A no fee chequing account for non-profit organizations and associations.

  • pay per transaction:
    • online and telephone banking transactions $0.50 each
  • free direct payment transactions
  • 4 free interac ABM withdrawals, 4 free CU ABM withdrawals per month
  • overdraft protection available up to $5,000